One of my passions is making sure everyone receives a financial literacy education. Unfortunately, most school systems just doesn’t teach the basics. This means when we enter the world as adults, unless someone has taken us under their wing and taught us what we need to know to manage our personal finances, we [...]
Yesterday, we discussed how Debit Card Fees can cost you a fortune. Here’s another way.
One gentlemen made the mistake of paying for fast food with his debit card. He figures he spent only about $5 more than he had in his account. Unfortunately, by the time he realized there was a problem, the bank [...]
Debit Cards have become a very popular way to pay for everything from fast food to rental cars, but Debit Card Fees can cost you a fortune.
While there’s no denying they are quick and easy to use, I’ll show you why you should never carry a debit card.
First, it is more Risky than Carrying Cash. [...]
The most cost effective and powerful tool for consumers to raise their Credit Score and decrease their debt to credit ratio is to - Get a Credit Card.
Now you’re probably thinking, are you crazy? Credit card debt is probably one of the reasons most people have terrible credit scores to begin with, and you [...]
Many people wonder “What’s the fastest way to Raise my Credit Score?”. It depends on how much you want to raise it?”
If you wish to increase your score from 590 to 660 then your strategy will be very different from someone wanting to go from 680 to 735. Because your starting point [...]
Did you know surveys show that 9 out of 10 consumers are unaware what their Credit Score is? While I find that hard to believe, I’d like to quickly show you why you should improve your credit score, because it could be costing you a fortune (in more ways than you can [...]
Yesterday we discussed that through the FCRA your credit score can more than likely be improved significantly in a very short period of time with only a minimal amount of effort on your part. Today we’ll discuss using the “Right” Credit Repair Techniques and Procedures.
The bad news is that while the actual “work” will [...]
It’s time the Truth about Credit Repair is revealed. Have you ever wondered what you’ll receive from companies that claim you can wipe out your bad credit overnight? How about the ads that say you can get any major credit card without a credit check or deposit. Are they for real?
Ads like [...]
